"People want to be rich." --- p.1

"It really doesn’t matter where you live or how much money you make. People want to have more." --- p.2

"Having a Wealth Mentality is the most overlooked aspect of developing wealth." --- p.2, 3

"It is useless, not to mention frustrating, to pursue specific ways to build wealth when your mind is not prepared to work for you in your pursuit." --- p.3

" A Wealth Mentality is not a destination. It is an evolving state of mind." --- p.11

"[T]he reality is simple: unless you’re born with it, marry into it, inherit it, or win the lottery, you need an income."--- p.12

"Money is a tool that can be used to shape your existence and fulfill your destiny." --- p.12

"When you have a Wealth Mentality, the goal is not just to be rich (i.e. have a lot of money). The goal is to have wealth (i.e. have your money work for you)." --- p.15

"Wealth allows you to make this world a better place for those less fortunate then yourself." --- p.16

"If you only have enough for yourself, you cannot assist others – including your family, as well as strangers in need." --- p.17

"Having wealth allows you to be proactive in your giving." --- p.18

"Having wealth allows you to create a nest egg that will take care of you after you retire." --- p.22

"When you have wealth, neither your children nor society will have to take care of you." --- p.23

"It is a natural thing to want wealth." --- p.27

"Well, if one day you will be wealthy, let me ask you this: Why aren’t you wealthy already?" --- p.27

"When becoming wealthy is not a true goal, then attempts to pursue it will ultimately cause you frustration." --- p.29

"Fear is the silent killer of potential." --- p.30

"[F]ocus should be on getting your own goose, and not just getting the golden eggs." --- p.34

"Most people don’t necessarily fear change; they just don’t want change." --- p.36

"Your current lifestyle is the reason why you are in the financial shape you are in. Until you do things differently, you will never get different results." --- p.37

"Lazy people may even fantasize about how nice it would be to have more, but they don’t want to do more." --- p.39

"[L]lasting behavioral change will not occur until you address and change the way you think." --- p.41

"A Wealth Mentality is a way of thinking that supports thoughts and behavior directed toward achieving wealth." --- p.43

"You can choose to have your thoughts and behavior work for you or allow them to work against you." --- p.44

"You will never achieve more than you believe you are capable of achieving." --- p.45

"Unmet "needs" can consume your thoughts just as "wants" or desires can." --- p.46

"When it comes to wealth, most people focus on not being poor rather than on achieving wealth." --- p.47

"There is a wide gap between not being poor and being wealthy." --- p.47

"[P]rocrastinating keeps you from achieving your goals and from ultimately fulfilling your dreams." --- p.48

"When you have to make a decision without having all of the facts, always be aware that your decision could be wrong." --- p.51

"The only limitations you have are the limitations you choose to believe in." --- p.55

"No one is destined to live a life without wealth." --- p.55

"Goals are guideposts for fulfilling your purpose and attaining your dreams." --- p.57

"The largest factor in taking risks is courage." --- p.58

"Many people have accepted living in a state of need and want as a normal part of life." --- p.59

"It is not natural to live lacking for things." --- p.59

"Making a decision separates the wheat from the chaff." --- p.60

"If you can’t manage $1,000 what makes you think you can manage $100,000?" --- p.60

"If you can’t be faithful over a few dollars, why should you be ruler over many?" --- p.60

"It is important to choose a vocation that you love and that excites you." --- p.61

"Ignorance of financial matters will kill your financial dreams." --- p.62

STEP 6: Wealth Mentality Thoughts

"How you spend your time is the largest and most important investment you’ll make." --- p.70

"A Wealth Mentality knows that even in small or intangible ways, opportunities to advance a position exist in all situations." --- p.72

"Every moment is a new learning opportunity." --- p.72

"A Wealth Mentality seeks out, embraces and thrives on change." --- p.73

"Bad debt should be avoided like the plague that it is." --- p.74

"A Wealth Mentality knows that fortunes are made and lost based on reputation." --- p.74

"I’ve encountered very few people whose results justified dealing with their toxic personalities." --- p.75

"The more options and information you have, the better your decisions will be."--- p.81

"It’s not just how much you make, it’s how much you keep." --- p.83

"If someone else was able to achieve it, then it is possible for you, too." --- p.84

"Patience is not only a virtue, but a cornerstone in the development of lasting wealth." --- p.84

"Instant success or wealth is only truly useful when you are prepared to deal with it." --- p.84

STEP 8: Recognizing Potential Opportunities

"Ultimately, it is your insight that allows you to see potential where other don’t." --- p.90

"Unless you make a complete commitment to the goals you set, your chances of focusing on and reaching those goals will remain small." --- p.100

"Developing wealth building habits is not only the key to maintaining a Wealth Mentality and achieving wealth, but also to having a well-rounded and fulfilling life." --- p.113

"Productive habits are key to having and maintaining a Wealth Mentality." --- p.114

"Unwanted habits generally won’t go away just because you want them to." --- p.115

"Once you determine the need, find positive ways to satisfy the need." --- p.116

"Setbacks happen often and in everything you do." --- p.119

"A Wealth Mentality is not afraid or discouraged by setbacks." --- p.120

"Things won’t always turn out the way you expect." --- p.121

"A Wealth Mentality knows that remaining on the path to wealth is not easy." --- p.121

"The path to wealth is not straight." --- p.121

"Don’t try to reinvent the wheel if you don’t have to. You can achieve your goals more quickly by learning to build on others’ successes and avoiding their mistakes." --- p.122

"A Wealth Mentality knows that setbacks can be a launching pad for an even greater opportunity." --- p.123

STEP 12: Problems with Wealth Action Plans

"[S]imply making more money does not automatically lead you to wealth." --- p.128

"Remember, wealth is only a tool to help you get more enjoyment out of the other areas of your life." --- p.130

STEP 13: How Much is Wealth to You?

"Wealth is relative and theoretical." --- p.134

"I do not believe that anyone can or should dictate an actual amount of net worth for you to seek." --- p.136

STEP 14: Where Are You Now, Financially?

"Information alone is not power. Getting information is the first step toward having power. Knowing what to do with the information and then acting on the information is power." --- p.145

STEP 15: Bringing It All Together

"Set goals that are realistic and measurable." --- p.151

"If you can’t manage the money you have now, you won’t be any better at managing more of it." --- p.153

"[B]ecoming wealthy simply from saving a lot is not a possibility because your money is never working for you." --- p.154

"If someone else employs you, you should seek to truly excel at the job you were hired to do. Stop doing just the minimum to get by." --- p.158

STEP 16: Setting Up a Wealth Mentality Club

"Having a support system is an essential tool for helping you to maintain a Wealth Mentality and continue on your journey to wealth." --- p.163

"A Wealth Mentality Club can be an educational forum for exploring various wealth building vehicles and related topics." --- p.165

"The accumulation of wealth, just for the sake of accumulation, is not the key to fulfillment. It is the way you use your wealth that can bring you fulfillment." --- p.169